With over 185 million US consumers holding credit cards, and plastic accounting for over 53% of all consumer purchases, credit cards have long been the payment method of choice for most Americans. Easy to use, safe and secure, when it comes to online transactions in general, and online casino credit card deposits in particular, credit cards are simply the best way US players to deposit and play for real money.
As rewards, miles and cash back programs become ever more competitive, advancements in digital payments technology, enhanced transaction security, fraud protection and refunds for fraud, all work together to make online casino credit card deposits hands down the safest, most popular way to play, have fun and win.
Top Online Casinos Accepting Credit Cards
Advantages of using Credit Cards
Credit card payments make it easier to purchase products or pay for services. There are more and more types of products and services being offered online, where paying with cash isn’t possible for obvious reasons. The ease of purchase isn’t limited to your local establishments – payment by credit card is accepted at stores, restaurants, and websites from all around the world. That includes all of the verified online casinos we review here at USA Online Casino.
Safety and Security
Credit cards are the safest method of payment. Cash can be lost or stolen, but credit cards can be swiftly cancelled due to fraudulent activity. In some cases, you can even contact your credit card company and request a chargeback if issues arise with a particular merchant. Today’s credit card companies offer a series of cutting-edge security measures to make sure your transactions and personal data are safe from misuse, identity theft or fraud.
Everyone values convenience in today’s fast paced world. When you want something, you want it now. We have options of ordering delivery and online purchases that arrive quickly, and with online casino deposits, that demand for instant gratification is met just as quickly. Credit card deposits are nearly instant, meaning you won’t lose time waiting for confirmations of your deposit when you’re in the mood to play – your account will be credited immediately.
Excellent customer support
When it comes to assisting customers, the most popular credit card companies provide exceptional service. Most have easy-to-navigate FAQ websites, and all of them offer more specific guidance for your specific needs. In the event of loss, theft, fraud or disputed transactions, they offer world-class 24/7 customer support all around the globe. Simply contact a customer service representative through their toll-free number or by email if you have any issues or questions.
Depending on the agreement you have with your bank or credit union, the spending limits can vary. However, they have relatively high limits when it comes to the amount you can deposit on a given day. If you’re on a winning streak and feel the need to up the ante on your bets, depositing more money at an online casino is always simple and easy with a credit card.
Drawbacks of using Credit Cards
Fees may apply
Most credit cards have common fees to be aware of. Annual fees are charged for the convenience of having a credit card. You can avoid other fees by paying your balance in full at the end of each month and not exceeding your credit limit. Depending on the agreement you have with your bank or credit union, these can vary. Please consult your bank, credit union, or credit card company for details.
Withdrawals not allowed
Unfortunately, the policy when it comes to withdrawals is different for credit cards. The vast majority of the casinos reviewed here at USA Online Casino will only permit withdrawal of money via bank transfer, bank check, or Bitcoin. Crediting your card with a withdrawal is a complicated and often difficult and costly process for the casino, so as a general rule they will not re-credit your card with your withdrawal.
Possibility of rejection
Depending on where you choose to play and the specific local legal regulations regarding online casino deposits, the credit card company itself may block you from depositing at an online casino. For more information, contact customer support at your credit card casino of choice. If necessary, you may need to go directly to your bank or credit union for more information, though we recommend having a backup payment option as well, just for your own convenience.
How to deposit using Credit Cards
#1 Login or register at your casino of choice.
Choose a credit card casino. If it’s your first time, register for an account, or login if you already have one. Follow the prompts and fill in your personal information as requested. Your information is always confidential and will never be shared with outside parties. This is a universal policy at all of our casinos.
#2 Head to the cashier to make a deposit.
You can find this page by clicking on the deposit and play option. If you’ve just registered, you may be automatically sent to this page. Choose your method of payment and proceed from there. Again, this is a secure server and no information will be shared with outside parties.
#3 Click on the bonus tab and select your bonus.
Click the bonuses tab to view available bonuses. Look at the conditions, as they are designed for one-time use. Be sure to read the information provided as it varies from game to game. Once you’ve decided on which type of bonus you would prefer, click “redeem coupon” and follow the directions from there.
#4 Click on the type of deposit method, depending on your type of card.
After reaching the deposit page, look at the deposit options that are available and choose your preferred method as well as the amount of money you would like to begin playing with. This amount is entirely up to your discretion, and you will always be able to deposit more later on.
#5 Input your information and card details.
Once you have entered your preferences for the payment method and deposit amount, you will then be asked to provide your card details, followed by a prompt for the verification of this information. Rest assured that this page is encrypted and secured, making the entire process, safe, fast, and convenient.
#6 Check your balance.
Head over to the “My Account” tab. Your account will have been credited immediately and your new balance will be visible. Once these basic details have been taken care of, and you’ve completed your deposit, it’s time to get to the fun part – you’re free to play to your heart’s content.
#7 Start winning!
You’ve probably gotten a chance to play for free, but the time for practice is over. Now that you have an account with real money, it adds an extra thrill of the game. If you need to recharge your account, just follow these easy steps again. Play for real money and win!
How to withdraw using Credit Cards
Unfortunately, due to the time and expense involved, the verified casinos reviewed here on USA Online Casino, as well as all reputable online casinos, generally do not credit your credit card with your withdrawal. Withdrawals are available via bank transfer, bank check or Bitcoin.
Most popular Credit Cards Accepted
Mastercard is widely accepted in over two hundred countries all around the world for processing electronic payments between merchants and consumers. It’s considered the most popular credit card in 22 countries, including Canada, Brazil, and Australia. Mastercard has some 191 million cards in circulation in the US and 576 million cards outside the US, with an annual transaction volume of $607 billion within the United States. Benefits include extended warranty, which doubles a store’s warranty on a purchase by up to a year, price protection if you find a lower price within 60 days, and provides coverage for damaged or stolen purchases within 90 days.
Visa is the clear winner among the most popular credit cards in the world. It’s the most popular credit card in a total of 123 countries, including France, Germany, Japan, and New Zealand. Visa is the largest credit card issuer in the US with a total transaction volume of $1.2 trillion per year. Visa currently has 304 million cards in circulation in the US and an additional 545 million worldwide. They offer benefits like easy reporting of lost or stolen cards, emergency cash disbursement, and protection from unauthorized uses. These are the most basic benefits available for all cards and many are supplemented with additional benefits.
Other credit cards
When it comes to online casino deposits, the foremost among other credit cards is American Express. It’s the most popular in 23 countries, including the United Kingdom, India, and Italy. Surprisingly, it surpasses Visa in the US as well. Amex has some 54.9 million cards in circulation in the US and another 57.3 million in circulation abroad. However, the average Amex customer is wealthier, and as a result, its yearly US transaction volume exceeds $668 billion despite the company’s smaller size. Amex also offers a variety of other services including insurance, traveler’s checks, and many other travel and rewards services.
Frequently Asked Questions
Is it safe to play online casinos using a credit card?
Yes. Very. All of today’s major credit cards come with various levels of anti-fraud protection. Online transactions made using a major credit card like Visa, Mastercard or American Express are backed by the card issuer and underscored by the online casino’s rigorous security measures.
Are there fees involved in using a credit card to make an online casino deposit?
No. One of the real advantages of today’s major credit cards is that there are no transaction fees. These have been passed on to the merchant. Online casino operators, intent on earning your trust and keeping your business, make sure there are no hidden fees associated with using your card to make a real money casino deposit. Transparency is the name of the game. The money you deposit is the only money that will ever be drawn from your account.
Can I play at an online casino using my credit card?
Absolutely, as long as you’re of age. Age requirements vary by country and region. For the most part, as long as you’re 21 or over (for some states the legal gambling age is actually 18) you’re free to use your credit card to make online casino deposits.
What credit cards do online casinos accept?
All of the casinos we have reviewed and monitor here at USA Online Casino accept Visa and Mastercard. Individual casinos may actually take other cards as well. It’s always best to contact customer support via email, toll-free number or live chat to enquire whether a particular casino will accept a different card.
How do I deposit using a credit card?
It’s easy, really easy. Simply register or log in with your casino of choice. Go to the cashier, enter your card details, including card number, expiration date, and the three-digit CVC security code on the back and the amount you want to deposit. Click “Make a Deposit” and you’re there! The money is instantly credited to your account and you’re ready to play.
Can I withdraw using my credit card?
As a general rule no. Re-crediting your card with your withdrawals is a costly and time-consuming process for the casinos, so as a general rule, at least for all of the verified casinos we review here at USA Online Casino, withdrawal methods are limited to bank transfer, bank check or Bitcoin.
Are credit cards mobile payment friendly?
Yes, for example, Mastercard has partnered with Android Pay, Apple Pay, Fitbit Pay, Garmin Pay, Masterpass, Microsoft Wallet and Samsung Pay to make mobile payments as easy as one click away. Mastercard also offers a list of participating mobile merchants on its website.
In North America, Mastercard has already rolled out fingerprint and selfie payment technology to make mobile payments easier. Using biometric data and facial recognition technology through an innovative app, you’ll no longer have to enter copious amounts to personal data to make a mobile transaction using Mastercard. Once signed up, you simply click to pay.
Visa is similar, using biometric data on your smart phone to expedite mobile transactions.
In what countries can I use my Visa or Mastercard?
Both Visa and Mastercard are global brands that are accepted world-wide. When it comes to using credit cards to make online casino deposits, however, certain restrictions may apply depending on the legal regulations regarding online casinos in your country of origin. For more information you can contact the casino’s 24-hour help line via telephone, email or live chat or speak with the bank that issued the card.
Do alternative deposit methods exist?
Yes, indeed they do. All of the verified casinos reviewed here at USA Online Casino also accept, Visa debit or credit cards, American Express, Neteller, Bank transfer, bank check, and Bitcoin deposits.
How do I find the best credit card casinos?
It’s easy, you’re already here. Simply have a look through the online casino reviews here at USA Online Casino and select the casino that’s right for you. All of our reviews include information on the casino’s accepted payment methods and how to withdraw. Pick your favorite casino by style, casino game selection, payment method or bonus code.